Privacy Policy =============== This privacy statement ("Privacy Policy") covers all websites (such as, “oandpedu.com”) owned and operated by oandpedu.com. ("OANDPEDU", "we", "us", "our") and all associated services provided by OANDPEDU. This Privacy Policy covers OANDPEDU's treatment of personal information that it gathers when you access or use any of OANDPEDU's websites or services. This policy also covers personal information that OANDPEDU's business partners share with OANDPEDU. Please read the following to learn more about our privacy policy. By visiting our websites, submitting information or using any of our services, you are accepting the practices outlined in this Privacy Policy. OANDPEDU knows that you care about how your personal information is used and shared, and we take your privacy seriously. Information We Collect ---------------------- **Information We Automatically Collect** We may receive and store certain types of non-personally identifiable information whenever you interact with us, including, without limitation, the sort of information that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. OANDPEDU's purpose in collecting such information is to better understand how OANDPEDU's visitors use its website. From time to time, OANDPEDU may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website. OANDPEDU also collects potentially personally-identifying information like the Internet Protocol (IP) addresses of website visitors. **Information You Provide To Us** We may receive and store any information you enter on our website or provide to us in any other way. For example, in order to use certain services or functions of our websites, you may be required to register with a username and email address on the OANDPEDU website. OANDPEDU collects such information only insofar as is it deems reasonably necessary or appropriate to fulfill the purpose of the user's interaction with OANDPEDU. You can always refuse to supply personally-identifying information, with the caveat that it may prevent you from engaging in certain activities. **Cookies** A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. OANDPEDU uses cookies to help OANDPEDU identify and track visitors, their usage of the OANDPEDU website, and their website access preferences. OANDPEDU visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using OANDPEDU's websites, with the drawback that certain features of OANDPEDU's websites may not function properly without the aid of cookies. **Deleting an OANDPEDU Account** All statistics and logs collected on behalf of an account holder are purged upon deletion of an OANDPEDU account, although OANDPEDU may retain such information for longer periods of time as part of its back-up emergency system. Disclosure of Personally-Identifying Information ----------------- We neither rent nor sell your personal information to anyone. We share your personal information only with your consent or to our business partners and affiliates as described below. **Personnel/Agents** OANDPEDU discloses potentially personally-identifying information only to those of its employees, agents and contractors that (i) need to know that information in order to process it on OANDPEDU's behalf or to provide services available at or through OANDPEDU's websites and services, and (ii) that have agreed not to disclose it to others. Some of those employees, agents and contractors may be located outside of your home country; by using OANDPEDU's websites, you consent to the transfer of such information to them. **Affiliated Businesses** We are affiliated with a variety of businesses and work closely with them in order to provide our services to users. We will only share personal information with affiliates to the extent that is necessary for such affiliates to provide the services. We require our affiliates to provide the same level of privacy protection that we do and they do not have the right to share or use personal information for any purpose other than for an authorized transaction. Some of our affiliates may be located outside of your home country; by using OANDPEDU's websites, you consent to the transfer of such information to them. **Business Transfers** If OANDPEDU or substantially all of its assets were transferred or acquired (for example, in the case of a merger or acquisition) customer information would likely be one of the assets that is transferred or acquired by a third party. **Other Disclosures** OANDPEDU may disclose potentially personally-identifying information when OANDPEDU believes in good faith that release is required by law, court order, or when OANDPEDU believes in good faith that disclosure is reasonably necessary to protect the property or rights of OANDPEDU, third parties or the public at large. Third Parties ---------------- This policy does not apply to the practices of third parties that OANDPEDU does not own or control, or to individuals that OANDPEDU does not employ or manage. OANDPEDU websites may permit you to link to other websites on the Internet, and other websites may contain links to the OANDPEDU websites. These other websites are not under OANDPEDU control. The privacy and security practices of websites linked to or from the OANDPEDU website are not covered by this Privacy Policy, and OANDPEDU is not responsible for the privacy or security practices or the content of such websites. Communications ---------------- If you are a registered member of a OANDPEDU website and have supplied your email address, OANDPEDU may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with OANDPEDU and our products. We primarily use our corporate blog and website to communicate this type of information, so we expect to keep this type of email to a minimum. If you are a registered member of an OANDPEDU website and do not wish to receive such emails, please follow the instructions included in each email sent. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Conditions of Use ---------------- If you decide to visit the OANDPEDU website, your visit and any possible dispute over privacy is subject to this Privacy Policy and our Terms of Use, including limitations on damages, arbitration of disputes, and application of Arizona state law. Privacy Policy Changes ---------------- OANDPEDU may change its Privacy Policy from time to time, and in OANDPEDU's sole discretion. OANDPEDU encourages visitors to frequently check this page for any changes to its Privacy Policy. If changes are made, notice will be given on the OANDPEDU website at "http://oandpedu.com". Your continued use of our sites and services after any change in this Privacy Policy will constitute your acceptance of such change. Questions ---------------- OANDPEDU's full contact information, including location, may be found on our Contact page. Creative Commons ---------------- This work (the Privacy Policy) is made available under a Creative Commons Sharealike license. Effective Date of This Privacy Policy --------------------------------------- This Privacy Policy is effective as of August 26, 2009.